Welcome to SJPP: Guarantee Schemes by the Government of Malaysia

SMEs require adequate cash flow to compete and thrive in today’s economy.
Lack of collateral affects SMEs' access to funding from their Financial Institutions ("FIs").

SJPP allows SMEs to overcome this barrier by providing Government Guarantee
Schemes as an alternative solution to their collateral requirements.

 


 


New and enhanced schemes as announced in Budget 2020

 

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Special Schemes for COVID-19

The Malaysian Government has announced financing facilities to support SME companies that are facing adverse impact from the COVID-19 outbreak. The Special Relief Facility Scheme (SRF), SME Automation and Digitalisation Facility Scheme (ADF), Agrofood Facility Scheme (AF), and Government Guarantee Scheme Covid-19 (GGS-C19) are available from our participating Financial Institutions. Applications are open until 31 December 2020, or until fully utilised, whichever is earlier.

Click each scheme for details.


Introductory Video
Launching of New and Enhanced Schemes from Budget 2020

 

6 Schemes
All Industries and Sectors

 

Working Capital Guarantee Scheme Working Capital Guarantee Scheme -
Start Up
Working Capital Guarantee Scheme -
Bumiputera
Financing Limit:
RM100,000 - RM10.0 million
Financing Limit:
RM50,000 - RM500,000
Financing Limit:
RM100,000 - RM3.0 million
Guarantee Fee:
1.0 % per annum
Guarantee Fee:
0.75 % per annum
Guarantee Fee:
0.75 % per annum
Guarantee Coverage:
70%
Guarantee Coverage:
70%
Guarantee Coverage:
80%

 

Working Capital Guarantee Scheme -
Export
Working Capital Guarantee Scheme -
Women
Automation & Digital Guarantee Scheme
Financing Limit:
RM100,000 - RM10.0 million
Financing Limit:
RM100,000 - RM1.0 million
Financing Limit:
RM100,000 - RM10.0 million
Guarantee Fee:
0.75 % per annum
Guarantee Fee:
0.75 % per annum
Guarantee Fee:
0.75 % per annum
Guarantee Coverage:
80%
Guarantee Coverage:
80%
Guarantee Coverage:
80%

 

Download our brochures >

 

 

 

Our Financial Institution Partners

 

Top Performance Award 2019


 

Special Recognition 2019


 

       
       
       
       
       
       

 

View our full list of participating FIs >

Corporate Address

Syarikat Jaminan Pembiayaan Perniagaan Berhad (851317-W)
Level 12, Bangunan Setia 1,
15 Lorong Dungun, Bukit Damansara
50490 Kuala Lumpur
Malaysia

Phone: +603 2096 5000
Fax: +603 2096 8981
Email: esjpp@prokhas.com.my
Website: www.sjpp.com.my

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