About Government Guarantee Schemes

Malaysian businesses face many hurdles in obtaining access to credit facilities including difficulties in providing sufficient collateral, and facing high costs of funding. Government Guarantee Schemes are the alternative solution for them to obtain financing facilities without the need of providing collateral as required by most financial institutions.

The Government of Malaysia will guarantee or cover the financial institutions for the credit facilities provided to the Malaysian businesses of up to 80% coverage.

For 2025 onwards, there are 10 government guarantee schemes that are available at 23 participating financial institutions up to the year 2035, or until the scheme limits have been fully utilised, whichever is earlier.