Special Relief Facility Scheme (SRF)

  • Objective:
    To alleviate short-term cash flow problems faced by SMEs affected by the COVID-19 outbreak
  • Scheme Limit:
    RM7.5 billion (non-revolving basis until expiry of the Scheme)
  • Tenure of Financing:
    Up to 5.5 years with 6 months moratorium
  • Availability/ Application Period:
    From 6 March 2020 until the Scheme limit is fully exhausted or until expiry on 31 December 2020, whichever is earlier
  • Purpose of Financing:
    Working Capital

    This guarantee scheme cannot be used to refinance existing facility granted by the same or other participating financial institutions
  • Type of Facility:
    Term Loan/ Term Financing only
  • Financing Limit:
    Minimum: RM75,000.00 only
    Maximum: RM1.0 million only
  • Guarantee Coverage:
    80% guarantee of the financing obtained from the participating financial institutions (including principal and interest/ profit) by the Government of Malaysia
  • Guarantee Fee:
    0.5% per annum payable upfront
  • Source of Funds:
    Bank Negara Malaysia via the participating financial institutions
  • Interest/ Profit Rate:
    Up to 3.5% per annum inclusive of SJPP's guarantee fee